1:00 PM - 5:00 PM

Registration Open

MBCA Program*

RiskExec Advisory Board*

**These are invitation only events.

5:00 PM - 6:30 PM

RiskExec Tips and Tricks

• Moderator and Panelists coming soon!

*This session is restricted to clients, prospects and regulators only.

8:30 AM - 9:30 AM

Keynote Session

This keynote explores how shared data standards are becoming the foundation of modern mortgage compliance. When regulators and the industry align on data, it can impact governance, examinations, and enforcement.

Speakers: 

• Andy Sandler, Founder, Asurity (Moderator)
• Brian Vieaux, President, MISMO
• Brandon Milhorn, President & CEO, CSBS

9:30 AM - 10:30 AM

From Regulatory Requirement to Strategic Advantage: The Next Era of Compliance

This CCO roundtable brings together compliance leaders navigating unprecedented reglatory change, from shifting supervisory approaches to evolving BSA/AML and fraud expectations. We will explore how institutions can transform compliance programs from a defensive function into a strategy that enables growth, strengthens governance, and creates competitive advantage in this dynamic environment.

Speakers: 

• Grace Brasington, Executive Managing Director, Asurity Advisors (Moderator)
  
  

10:50 AM - 11:40 AM

Fair Lending in Focus: Navigating the New Frontiers of Risk and Responsibility

Fair lending compliance is changing. From algorithmic bias and digital redlining to appraisal discrimination, institutions are facing both new risks and renewed scrutiny of traditional practices. This session explores how fair lending expectations are evolving across federal and state oversight, what "good" looks like in an AI-driven lending environment, and how institutions can responsibly expand access without creating compliance exposure.

Speakers:

• Alex Stricker, Vice President, Charles River Associates (Moderator)

11:40 AM - 12:30 PM

Debanking: Balancing Access and Risk

This session explores the evolving debate around debanking, including the intersection of risk management, reputational considerations, and BSA/AML obligations. Participants will discuss how institutions are navigating regulatory expectations while balancing financial access, customer risk, and sound governance in a shifting policy environment.

Speakers:

• Lynn Woosley, Managing Director, Asurity Advisors (Moderator)

2:20 PM - 3:10 PM

Sustaining CRA Impact in An Evolving Regulatory World

This session explores how institutions are sustaining meaningful Community Reinvestment Act (CRA) impact amid changing regulatory expectations, data requirements, and supervisory priorities. The discussion will examine compliance considerations alongside innovative approaches to community development lending and investment, with a focus on maintaining performance, responsiveness, and long-term impact.

Speakers:

• Patti Joyner, Managing Director, Asurity Academy (Moderator)
   

3:40 PM - 4:30 PM

Responsible Innovation: This Is Not the Wild West

Changing regulatory winds don't mean that compliance takes a backseat. This session explores how institutions can seize opportunities for innovation while still maintaining strong risk management and compliance frameworks. Panelists will discuss why the most effective innovators are asking "how do we build this right?", and how that approach creates competitive advantage and not future liability.

Speakers:

• Chris Napier, Senior Partner and Head of Fintech Practice, Mitchell Sandler (Moderator)

4:30 PM - 5:20 PM

Minding the Gap: The Community Perspective

Financial institutions operate in an environment where communities have rising expectations for accountability. This session brings community perspective into focus, what equitable access means, where well-intentioned programs may fall short, and how institutions can build authentic partnerships that strengthen community outcomes and ensure accountability.

Speakers:

• Jesse Taylor, Senior Director, RiskExec
  
  

8:30 AM - 9:30 AM

At the Risk Frontier: Balancing Risk, Regulation, and Resiliency

Risk and Compliance professionals are facing competing mandates; regulatory expectations are changing, product teams seek growth, and the threat landscape is evolving faster than regulatory frameworks can keep pace. This session will cover how institutions can maintain balance and build compliance and risk programs that are rigorous and resilient enough to withstand both currently known and emerging risks.

Speakers:

• Grace Brasington, Executive Managing Director, Asurity Advisors (Moderator)

9:30 AM - 10:20 AM

Beyond The Mandate: Leveraging your CRA and Fair Lending Toolkit for Growth

This session explores how institutions are moving beyond baseline CRA and fair lending compliance to drive strategic growth and community impact. The discussion highlights practical ways to extract real business value from your compliance toolkit while also strengthening performance and aligning regulatory requirements with growth objectives.

Speakers:

• Anurag Agarwal, President, RiskExec (Moderator)

10:50 AM - 11:35 AM

Crypto Crimes and Compliance Minds

This session examines the evolving financial crime risks associated with digital assets and crypto-enabled activities. The discussion focuses on BSA/AML compliance challenges, regulatory expectations, and practical approaches to identifying, managing, and mitigating crypto-related risk in a rapidly changing environment.

Speakers:

• Timothy Stokes, CRCM, Managing Director, Asurity Advisors (Moderator)

11:35 AM - 12:25 PM

Fintech Partnership and Pitfalls 

Fintech partnerships can offer speed, innovation, and expanded products and services, but they can also create risk. While third party oversight is not new, oversight of fintech partnerships can be challenging. This panel will discuss red flags in partner selection, governance gaps that can create exposure, and the challenge of monitoring what you may not always be able to see.

1:30 PM - 2:20PM

AI Initiatives – Beyond the Hype: Managing AI Risks and Rewards

AI offers genuine opportunities for efficiency and insight, but it can also introduce risk that traditional compliance frameworks weren't built to handle. This session asks the tough questions: How do you validate what you cannot fully explain? What happens when the model drifts? How can you ensure fairness when the algorithm is a black box? We'll answer all these questions and more so attendees walk away with ideas for practical governance frameworks that enable AI while avoiding pitfalls.

Speakers:

• Erik Pieczkowski, CEO, RiskExec (Moderator)

2:20 PM - 3:10 PM

The Housing Market: Affordability & Access

The current housing market has created a complex equation with variables of prices that impede first-time homebuyers, rates that challenge affordability, and regulatory expectations that lenders continue to serve their communities. This session examines how institutions are navigating this labyrinth, exploring strategies to maintain credit access, support sustainable homeownership, and meet CRA obligations in these difficult market conditions.

• Robert Maddox, CMB, CFE, Partner, Bradley Arrant Boult Cummings (Moderator)

3:40 PM - 4:40 PM

The State of The States: Diverging Paths in Financial Regulation

As federal regulatory priorities shift, some states are stepping in to fill percieved gaps with their own regulations and expanding interpretations of existing rules. This session examines the emerging patchwork of state level financial regulation and what it means for institutions with a multi-state presence. Panelists will discuss navigating conflicting requirements and practical strategies for managing compliance when there is no single source of truth.

Speakers: 

• Christopher Willis, Partner, Troutman Pepper