1:00 PM - 5:00 PM

Registration Open

MBCA Program*

RiskExec Advisory Board*

*These are invitation only events.

5:00 PM - 6:30 PM

RiskExec Tips and Tricks

Practical, hands-on guidance for compliance, reporting, and operations teams to turn RiskExec capabilities into examiner-ready outcomes. Learn configuration and workflow best practices, plus how the Community Development module aligns activity to assessment areas, embeds documentation, and generates on-demand reports. Walk away with actionable steps to reduce exam prep time, strengthen auditability, catch issues earlier, and lower regulatory risk. 

• Sarah Brons, Product Leader, CRA & 1071 SBL Products, RiskExec
• Arielle Sutherland, Director, Compliance Products & Training, RiskExec

*All registered attendees are invited to attend this session, followed by The 2026 Forum Opening Night Reception. 

8:30 AM - 9:30 AM

Keynote Session

This keynote explores how shared data standards are becoming the foundation of modern mortgage compliance. When regulators and the industry align on data, it can impact governance, examinations, and enforcement.

Speakers: 

• Andy Sandler, Founder and Chairman, Asurity (Moderator)
• Brandon Milhorn, President & CEO, CSBS
• Brian Vieaux, President, MISMO

9:30 AM - 10:30 AM

From Regulatory Requirement to Strategic Advantage: The Next Era of Compliance

This CCO roundtable brings together compliance leaders navigating unprecedented regulatory change, from shifting supervisory approaches to evolving BSA/AML and fraud expectations. We will explore how institutions can transform compliance programs from a defensive function into a strategy that enables growth, strengthens governance, and creates competitive advantage in this dynamic environment.

Speakers: 

• Grace Brasington, Executive Managing Director, Asurity Advisors (Moderator)
• Michelle Brewer, Manager Enterprise Compliance, BECU
• John Krenitsky, Chief Compliance Officer, Apple Bank 
• Bart Leahey, Chief Compliance Officer, Frost Bank
• Kelly O'Brien, Chief Compliance Officer, M&T Bank

10:50 AM - 11:40 AM

Fair Lending in Focus: Navigating the New Frontiers of Risk and Responsibility

Fair lending compliance is changing. From algorithmic bias and digital redlining to appraisal discrimination, institutions are facing both new risks and renewed scrutiny of traditional practices. This session explores how fair lending expectations are evolving across federal and state oversight, what "good" looks like in an AI-driven lending environment, and how institutions can responsibly expand access without creating compliance exposure.

Speakers:

• Alex Stricker, Vice President, Charles River Associates (Moderator)
• Nick Roesler, CRCM, CAMS, Executive Vice President and Fair & Responsible Banking Officer, M&T Bank
• Cecil Williams, Executive Vice President and Compliance Executive, Regions Bank
• Jed Mayk, Partner, Hudson Cook, LLP
• Patti Joyner, Managing Director, Asurity Academy

11:40 AM - 12:30 PM

Debanking: Balancing Access and Risk

This session explores the evolving debate around debanking, including the intersection of risk management, reputational considerations, and BSA/AML obligations. Participants will discuss how institutions are navigating regulatory expectations while balancing financial access, customer risk, and sound governance in a shifting policy environment.

Speakers:

• Lynn Woosley, Managing Director, Asurity Advisors (Moderator)
• Kathleen (Kitty) Ryan, Senior Vice President, Fair & Responsible Banking, American Bankers Association
• Julie Hill, Dean and Wyoming Excellence Chair, University of Wyoming College of Law
• Brendan Clegg, Partner, Luse Gorman
• Christopher Willis, Partner, Troutman Pepper Locke 

1:30 PM - 2:20 PM

Fair Lending in Focus: Supervision, Strategy, and Inclusion

As supervisory expectations around fair lending continue to shift, financial institutions face heightened questions about risk, strategy, and inclusivity. This panel brings together legal experts and former regulators to unpack current federal evaluation practices in supervision and enforcement and what those practices mean for financial institutions today. We’ll explore how financial institutions can approach MMCT lending and fair lending risk management with calibrated effort, potential consequences of scaling back controls, and how to responsibly pursue inclusive credit initiatives without triggering reverse discrimination concerns. Panelists will also discuss whether market conditions and regulatory trends make now the time for innovation in credit access and product design.

Speakers:

• Andrea Mitchell, Managing Partner, Mitchell Sandler PLLC (Moderator)
• Donna Murphy, Compliance Risk & Civil Rights Expert, Former Office of the Comptroller of the Currency (Deputy Controller) and Department of Justice Civil Rights Division (Deputy Chief)
• Jon Seward, Retired, Department of Justice
• Melissa Sanchez Malpass, Counsel, Alston & Bird 

2:20 PM - 3:10 PM

Sustaining CRA Impact in An Evolving Regulatory World

This session explores how institutions are sustaining meaningful Community Reinvestment Act (CRA) impact amid changing regulatory expectations, data requirements, and supervisory priorities. The discussion will examine compliance considerations alongside innovative approaches to community development lending and investment, with a focus on maintaining performance, responsiveness, and long-term impact.

Speakers:

• Linda Ezuka, Founder, CRA Today and the CRA Hub (Moderator)
• Jan Bergeson, Executive Director and CRA Officer, Ally Bank
• Jacob Cavazos, Senior Vice President; Director of Fair & Responsible Banking, Frost Bank
• Staci Glenn-Short, Senior Vice President; Community Development Program Director, Huntington National Bank
• Angela Hudson, CRCM, Senior Business, Risk & Controls Advisor, First Citizens Bank

3:40 PM - 4:30 PM

Fintech Partnership and Pitfalls 

Fintech partnerships can offer speed, innovation, and expanded products and services, but they can also create risk. While third party oversight is not new, oversight of fintech partnerships can be challenging. This panel will discuss red flags in partner selection, governance gaps that can create exposure, and the challenge of monitoring what you may not always be able to see.

Speakers:

• John Levonick, General Counsel, Maxex (Moderator)
• Richard Harvey, Jr., Executive Vice President, General Counsel & Director of Compliance Risk, Beneficial State Bank
• Gary Pacos, Chief Risk Officer, Five Star Bank
• Sarah Beth Felix, CAMS, MFS, President, Palmera Consulting
  

4:30 PM - 5:20 PM

Minding the Gap: The Community Perspective

Financial institutions operate in an environment where communities have rising expectations for accountability. This session brings community perspective into focus, what equitable access means, where well-intentioned programs may fall short, and how institutions can build authentic partnerships that strengthen community outcomes and ensure accountability.

Speakers:

• Carl Pry, Senior Advisor, Asurity Advisors (Moderator)
• Lisa Rice, President & CEO, National Fair Housing Alliance
• Horacio Federico Mendez, President & CEO, Woodstock Institute
• Jesse Van Tol, President & CEO, National Community Reinvestment Coalition 
• Ken Scott, Partner, Relman Colfax

8:30 AM - 9:30 AM

At the Risk Frontier: Balancing Risk, Regulation, and Resiliency

Risk and Compliance professionals are facing competing mandates; regulatory expectations are changing, product teams seek growth, and the threat landscape is evolving faster than regulatory frameworks can keep pace. This session will cover how institutions can maintain balance and build compliance and risk programs that are rigorous and resilient enough to withstand both currently known and emerging risks.

Speakers:

• Grace Brasington, Executive Managing Director, Asurity Advisors (Moderator)
• Mary Clouthier, Chief Risk Officer, Cornerstone Capital Bank
• Troy Damboise, Executive Vice President and Chief Risk Officer, Liberty Bank
• Renee Huffaker, Executive Director Enterprise Risk and Compliance, Arvest Bank
• Jacquelyn Smith, Managing Director of Compliance and Anti Financial Crimes, Stellar Bank

9:30 AM - 10:20 AM

Beyond The Mandate: Leveraging your CRA and Fair Lending Toolkit for Growth

This session explores how institutions are moving beyond baseline CRA and fair lending compliance to drive strategic growth and community impact. The discussion highlights practical ways to extract real business value from your compliance toolkit while also strengthening performance and aligning regulatory requirements with growth objectives.

Speakers:

• Dr. Anurag Agarwal, Co-Founder & President, RiskExec, Inc. (Moderator)
• Krista Shonk, Senior Vice President, Regulatory Compliance Policy, American Bankers Association
• Schuyler Vaughan, Co-Head of Community Lending, City National Bank
• Marsha J. Courchane, Ph.D., CRE, Vice President and Practice Leader, Charles River Associates
• Olivia Kelman, Partner, Mitchell Sandler PLLC

10:50 AM - 11:35 AM

Crypto Crimes and Compliance Minds

This session examines the evolving financial crime risks associated with digital assets and crypto-enabled activities. The discussion focuses on BSA/AML compliance challenges, regulatory expectations, and practical approaches to identifying, managing, and mitigating crypto-related risk in a rapidly changing environment.

Speakers:

• Timothy Stokes, CRCM, Managing Director, Asurity Advisors (Moderator)
• Debra Geister, Anti-Money Laundering & Financial Crimes Expert and CEO, Section 2
• John Haring, Head of Compliance, Wilqo
• Ray Strecker, Senior Advisor, Asurity Advisors

11:35 AM - 12:25 PM

Responsible Innovation: This Is Not the Wild West

Changing regulatory winds don't mean that compliance takes a backseat. This session explores how institutions can seize opportunities for innovation while still maintaining strong risk management and compliance frameworks. Panelists will discuss why the most effective innovators are asking "how do we build this right?", and how that approach creates competitive advantage and not future liability.

Speakers:

• Chris Napier, Partner and Head of Fintech Practice, Mitchell Sandler, PLLC (Moderator)
• Nat Hoopes, Vice President, Upstart
• Steve Pearlman, Chief Compliance Officer, Mercury Technologies, Inc.
• James Riel, Head of Regulatory Compliance, Column, N.A.
• Hamza Siddiqui, Director of Compliance, Chime

1:30 PM - 2:20PM

AI Initiatives – Beyond the Hype: Managing AI Risks and Rewards

AI offers genuine opportunities for efficiency and insight, but it can also introduce risk that traditional compliance frameworks weren't built to handle. This session asks the tough questions: How do you validate what you cannot fully explain? What happens when the model drifts? How can you ensure fairness when the algorithm is a black box? We'll answer all these questions and more so attendees walk away with ideas for practical governance frameworks that enable AI while avoiding pitfalls.

Speakers:

• Erik Pieczkowski, Chief Executive Officer, RiskExec, Inc. (Moderator)
• William Coffey, Chief Risk and Data Officer, AKUVO
• Jim Cutillo, Founder & CEO, Alpha7X
• Benjamin Saul, Partner, Steptoe LLP

2:20 PM - 3:10 PM

The Housing Market: Affordability & Access

The current housing market has created a complex equation with variables of prices that impede first-time homebuyers, rates that challenge affordability, and regulatory expectations that lenders continue to serve their communities. This session examines how institutions are navigating this labyrinth, exploring strategies to maintain credit access, support sustainable homeownership, and meet CRA obligations in these difficult market conditions.

Speakers:

• Robert Maddox, CMB, CFE, Partner, Bradley (Moderator)
• David Bennett, President, Centrant Community Capital
• Lyubomira (Val) Buresch, CMB, CMCP, AMP, Founder and CEO, Polygon Research
• Nikki Holsopple, (Retired) Managing Director, Head of Community Reinvestment and Community Partnerships, JPMorgan Chase & Co

3:40 PM - 4:40 PM

The State of The States: Diverging Paths in Financial Regulation

As federal regulatory priorities shift, some states are stepping in to fill perceived gaps with their own regulations and expanding interpretations of existing rules.  This session examines the emerging patchwork of state level financial regulation and what it means for institutions with a multi-state presence. Panelists will discuss navigating conflicting requirements and practical strategies for managing compliance when there is no single source of truth.

Speakers: 

• Christopher Willis, Partner, Troutman Pepper Locke (Moderator)
• Kelly Allard, Banking Department Manager, Connecticut Department of Banking
• Malcolm Peyton-Cook, Associate Director for Affirmative Enforcement, New Jersey Division on Civil Rights
• Andrea Mitchell, Managing Partner, Mitchell Sandler PLLC